You can avoid these fees by searching Chase’s website for a Chase ATM near you. If you have a Chase savings account and you are under 18 years old, there is no monthly service fee. However, saving account fees are waived if you have a savings account that is tied to a Premier Plus or Premier Platinum checking account. Chase Savings SM. In addition to the $34 overdraft fee per item if the account stays overdrawn for more than five days there is an additional $15 charge every five days called an extended overdraft fee. Chase Total Checking is a basic checking account. GOBankingRates analyzed financial products from over 100 banks to find the top checking account offers. Here’s how to avoid your Chase bank fees. Follow these 4 simple steps to get set up. The third way to avoid paying the monthly fee is to maintain $5000 or more in deposits or investments across several Chase accounts. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. When you open up a new Chase Bank checking, your monthly fee will most likely be waived for the first 60 days, so you won’t have to get stricken by a monthly maintenance fee right after you have just opened up a new account. For personal and business deposit accounts, this includes: waivers of ATM, overdraft or unavailable funds and monthly maintenance fees. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. Will earn variable interest rate of 0.01% APY. From banking to investing to retirement, our newsletter has you covered. The privacy practices of those third parties may differ from those of Chime. Chase Checking Account Fees Chase checking account monthly maintenance fees vary from $4.95 to $25 for the bank’s standard checking options, and from $25 to $35 for the bank’s premium checking options. I went into the bank to pay the fee and reopen my account and deposit my paycheck (from the same bank) they took their fees, would not let me re-open my account and charged me to cash my check. The ATM withdrawal limit is $1000 per day. Many major banks charge account maintenance fees that can cost you up to $15 a month. The Chase Savings SM Account is the most basic savings account at Chase. Using an international ATM that isn’t in the Chase network will cost $5 per withdrawal and $2.50 for a balance inquiry or to transfer money. John Csiszar contributed to the reporting of this article. For higher returns or smaller fees on a savings account, you may want to consider online banks, which do not have to factor in overhead costs and may even be a bit cheaper to maintain. Chase charges a $34 fee per overdraft –up to a maximum of three fees per day. The monthly fee can also be waived if you have a Chase first mortgage and you are enrolled in automatic payments on that mortgage. You’ll always be able to reach an actual human being to help you manage your account or answer your banking questions with a Chase Premier Platinum account. You’ll have access to 40,000 in-network free ATMs. The Chase Premier Plus checking account comes with a $25 monthly fee. All Chase personal checking accounts include the following fees. Otherwise, your rate is only 0.01% APY, the same as a standard savings account. Here’s what you need to know about Chase’s fees monthly maintenance fees and how to avoid them. Alternatively, you can sign up for Chase Premier Plus Checking, which offers the first four non-Chase ATM transactions for free during each statement period,  or Chase Sapphire Checking, which waives all non-Chase ATM fees and even reimburses you for all third-party ATM fees. Students pay a Chase monthly checking account fee of $6. Opening both a savings and checking account with Chase will not only earn you free money, but there are plenty of other advantages too. A large international bank like Chase gives customers access to a huge network of ATMs and branches almost anywhere, however, it also typically charges fees for its accounts. Overdraft Fee - $34 per overdraft across all accounts except Chase Secure Checking. Also, if you are active-duty military, your service fee for the Chase Premier Checking account is $0, plus you’ll pay no ATM fees, wire transfers or foreign exchange rates. Chase bank does also offer up to date options for mobile and online banking. Sign up now! © 2021 GOBankingRates. You can avoid paying a Chase checking account fee by maintaining a minimum required amount in your account. All Right Reserved. By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. Depending on what type of account you have, the checking account monthly maintenance fee can vary.. Learn about the benefits of a Chase checking account online. According to Chase, the direct deposits "must be an ACH credit, may include payroll, pension or government benefit payments, such as Social Security." You might also face charges imposed by the ATM operator. Chase overdraft fees are $34 per item that is returned or has insufficient funds. The Premier Plus, Business Complete Banking and Private Client checking accounts offer this option: Linked accounts have more limited use to customers when it comes to waiving fees. Chase Investment Account Hidden Fees If you are thinking about opening a Chase brokerage account, there are a lot of hidden fees that you should be aware of. Maintenance fees can be assessed on a monthly or yearly basis. Signing up is free and takes less than 2 minutes. Ally Financial – You may be able to avoid a maintenance fee by meeting certain requirements, such as enrolling in direct deposit or automatic bill pay. Also, just a bit of advice for the ones that do not have direct deposit and/or can't financially maintain $1500 daily balance per month to avoid Chase's $12 monthly maintenance fee, I would suggest you find a local bank or credit union that typically has a free checking account with no minimum balance. You can also get the monthly fee waived if you have more than $500 in Direct Deposits each month into the account. If your account is overdrawn by more than $5, it’s subject to overdraft fees. $5 for withdrawals exceeding six (waived with a balance of $15,000 or more). Chase Premier Savings also only carries 0.01% APY for all balances. A third way to avoid checking account fees at Chase Bank is to link your account to another Chase account. This Chase business checking account comes with a $15 monthly fee, but there are multiple ways to waive it. When deciding where to get a money order, look for a provider with convenient locations and low fees. Chase bank does also offer up to date options for mobile and online banking. Chase checking account monthly maintenance fees vary from $4.95 to $25 for the bank’s standard checking options, and from $25 to $35 for the bank’s premium checking options. These fees are charged by banks to help “maintain” your account, kind of like a service fee. Applying for an account is free and takes less than, A large international bank like Chase gives customers access to a huge network of ATMs and branches almost anywhere, however, it also typically. 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